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Active Adult 4 Less Part X

In keeping my ear to the track to aid you in your quest to find exceptional opportunities to own Active Adult 4 Less, I occasionally come across something extra ordinary.  I have some really big, exciting and money saving news for you! 

This installment, Part X, is a departure from the previous Parts I – IX wherein I referenced several different communities in each part.  This part is so dynamic that I have just one community to tell you about.  Read on and you’ll see why…

It’s true that one man’s pain is often another man’s gain and that phenomenon has begun to happen across our great land within the building industry.  The surviving builders and developers have begun picking up the pieces of those ill-fated companies felled by the past mortgage meltdown and market correction.   

Such is the good fortune of Avatar Holdings who last fall acquired the defunct Seasons at Tradition development in Port St. Lucie, Florida as a result the demise of the former builder/developer, Levitt & Sons.

Seasons is a 55+ development within the master planned community called Tradition (hence the name Seasons at Tradition) and is one of seven residential neighborhoods altogether within the community.

Here’s where you have the opportunity to cash in.  The new developer of Seasons is blowing out a number of ‘spec’ (completed, new) homes and furnished models that the previous developer left behind.  They gain because the sale of those spec homes and models equates to a big initial influx of revenue to offset their acquisition, and YOU GAIN because their blow-out prices are absolutely UNBELIEVABLE!!

Altogether they are selling off a total of 86 spec homes (of which 24 have already sold in 14 days) plus more than a dozen furnished models (most with upgrades to the hilt) plus - many of the models have pools and some are on great waterfront lots!

Now for the blow-out pricing…  There are 2 spec homes each unbelievably priced at just $89,900 and another one priced at only $99,900.  Most of the remaining 59 homes are priced between $100,000 and $150,000.  There are a few of the specs priced from $150,000 to $200,000.  (Original pricing on the homes when the Levitt & Sons were selling them was from the $300’s to the $400’s.)  By the way, the homes are all single family detached, with livable square footage ranging from 1,500 to over 2,900!  

 With out a doubt they represent some of the greatest examples of Active Adult 4 Less that I have ever come across since I began this ongoing article.  Are you excited about this???  Here are some details about the community which will allow you to fully comprehend just why those are such great home values. 

Seasons at Tradition is a gated 488 acre adult community within the 8,300 acre master planned mixed-use community of Tradition.  The Seasons at Tradition development is planned for an eventual total of 1,208 homes and after the completed spec homes and models are sold off, Avatar will have 1,000 lots to build on. 

If you are lucky enough to purchase one of the specs or models you will join about 90 current residents currently living there.  The developer has future plans to build a neighborhood resident clubhouse with swimming and fitness facilities within Seasons at Tradition.

Tradition (the master plan) touts a host of amenities including neighborhood parks and schools, walking and biking trails and retail in Tradition Square (the town center that also hosts a year-round calendar of concerts, seasonal festivals as well as many other events and activities!

Best of all, for you our valued readers, is that you have Realtor^® Janice Norman, a Seniors Real Estate Specialist^® designee, right there to assist you as your buyer’s agent at no cost to you!  She will represent your best interests in your purchase and is compensated by the seller!!

Let us know if you are one of the lucky ones to get in on this unprecedented opportunity.  We’d love to hear from you.  Of course your input on my ongoing Active Adult 4 Less article would be appreciated also.

Until our next installment, I bid you good health and happy house hunting!  It’s a buyer’s market out there…

Are we full of hot air?  Not really, but due to the wind, we have turned green!  Well, that is to say, our websites ActiveAdultLiving.com, ActiveLifestyleCommunities.com, ActiveLivingNewsletter.com and Over55CommunitiesNJ.com have!  Our websites are all now eco-friendly sites that are powered by 100% wind energy!  And, to further reduce our carbon footprint, we also telecommute to work!

Active Adult 4 Less : Concordia, New Jersey

If you are searching for a carefree lifestyle and a well designed, affordable home to go with it -look no further!  Concordia is an award winning community in Central New Jersey with amenities comparable to many of New Jersey’s most luxurious developments.  Live close to the grandchildren and make new friends too.

The sprawling multi million dollar clubhouse has rooms for shows, parties, meetings, crafts, cards, billiards and classes, a large indoor pool with Jacuzzi and a fitness center.  The health center can help you stay informed on the latest health trends with monthly seminars and there is a nurse on site 24 hours a day.  Outside you will find a gorgeous country club style pool, lighted tennis courts and an 18 hole golf course that will challenge both experienced and new golfers.  The golf course weaves in and out of the community providing beautiful views and lots of open space.

Apartments: 950-1600 sq. ft. $110,000-$165,000
Ranches: 1050-1700 sq. ft. $88,000-$285,000

For more information please contact Ilene Cashman, your adult community expert at ICASH@aol.com or call 609-903-4288 or click for more details.

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Is Your Retirement Plan Protected?

Is Your Retirement Plan Protected?

Planning for retirement is probably a top priority for you.  Do you know how much money you need to retire? Are you concerned that you may outlive your money? Are you concerned about the burden a chronic health care need could have on your family and finances? Your retirement is the dream for you and your family’s future.  Proper planning and protection of that dream are crucial to help make it a reality.

Preserve you and your family’s choices

Long-term care insurance can help protect and preserve your income and assets you have worked so hard to accumulate, and give you the ability to spend money for care.  With the advances in home care services, many people needing long-term care are actually able to stay at home, with or near families, and still get the professional care they need.  Long-term care insurance allows your family to be there to love you, instead of worrying about the financial, emotional and physical toll of providing care for you.  Whether at home, in an adult day care center or an assisted living facility, you and your family can maintain control of your options and your lifestyle.

Protect your retirement plan

As the population ages and Americans are living longer than ever before, the need for long-term care services has emerged as an important element to a comprehensive retirement plan.  In 2008, nursing home cost averaged $76,416 a year nationally[1], and these costs inflate every year.  Do you have enough in your retirement to pay for the high cost of long-term care services?  Without a proper long-term care plan in place, your assets and income can be significantly depleted.  This could leave you and your family in a difficult financial situation.  What would happen to you and your family if you have to pay out-of-pocket for your long-term care?  With long-term care insurance, you will have peace of mind, knowing that you have taken control to protect your hard earned retirement assets.

Begin your plan now

The sooner you begin your long-term care planning, the better.  The cost of waiting can be expensive in several ways.  The younger you are when you purchase long-term care insurance, the lower the premiums will cost.  As you age, premiums are higher if you purchase an equivalent policy and you may qualify for a lesser class rating due to health changes.  You could pay thousands more in premium over the life of the policy, just by waiting a few years to purchase.  Or, you may not be able to qualify for coverage at all.  The worst part about waiting is that you may not have coverage in place when you need it most.  

With long life comes long-term planning.  Make a plan for you and your family today. 

For more information on long-term care insurance, please contact Howard S. Irwin, Agent, New York Life Insurance Company at (973) 418-7713 or email at hsirwin@optonline.net.

An insurance agent may contact you.  The purpose of this form is for solicitation of insurance

New York Life Insurance Company's individual tax qualified Long-Term Care Insurance policies are issued on policy form series ILTC-5000, FLTC-5000, INH-5000 and FNH-5000.  The actual policy form numbers vary by state and are identified with the two letter state identifier and an edition number.  The policy(s) have exclusions/limitations.  For cost and complete details of coverage, please call or write your insurance agent or the company. 

New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. 

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