January 14th, 2009 

Happy New Year to our Readers!

2009 heralds our 11th year on the Internet with ActiveAdultLiving.com, and now that the Holidays are behind us, we're back on schedule with our Bi-Weekly E-Newsletter.  To kick off the New Year, we have a full issue:

Focus on Illinois
This community caught our eye!!  Montaluce, an oenophile's dream . . .
Creative Buyer's Programs being offered by Developers
Lisa & Stephan's "Spotlight & Featured" Communities
Classified Rentals & Sales Section
Coming next issue - Focus on Oregon

To view our last e-Newsletter (December 2008) click here
Thanks for visiting us and feel free to send us your input!
Lisa and Stephan LaCount

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Focus on Illinois


While Illinois has a rich history starting with the Mississippian Indians in 1300 A.D.,  and followed by the French explorers Marquette and Jolliet in 1673, the state really defines its past largely through President Abraham Lincoln.  If you visit the state, particularly along Route 66, you’ll find all kinds of Lincoln history.  You’ll find, among other places, his Presidential Library and Museum, the Lincoln Home, the Lincoln Log Cabin and even the Lincoln-Douglas Debate Museum.  Rather interestingly, that debate was a very heated run for U.S. Senate.  The seat vacated by Obama has also faced some high heat. 

One can’t talk about the past (or present for that matter) of Illinois without noting the part that politics has played in shaping the state.  As evidenced by the Lincoln-Douglas debates, of which the main debate was over slavery, Illinois has historically been a battleground between Republicans and Democrats.  In recent elections, it has become largely Democratic.  The state has voted Democratic in the last 5 elections and Obama won with nearly 61% of the vote.  The state is almost famous for its corrupt politics with recent convictions of Governors for racketeering, bribery and, most recently, corruption for trying to sell a Senate seat.

All that notwithstanding, the state has a healthy and diverse economy.  Its gross state product makes it 5th in the nation.  The economy is based on manufacturing, agriculture, transportation, higher education and services.  The leading manufacturing industries are chemicals, food, machinery, plastics, transportation equipment and computer and electronic products.  Agriculturally, the leading exports are corn and soybeans.  In fact, the state is second in the nation of corn production and Illinois corn is used to produce 40% of the ethanol consumed in the U.S.  As to transportation, Chicago’s O’Hare Airport is one of the busiest in the world.  The state also has an extensive rail network and is a national Amtrak hub. In fact, the state is at the center of the national rail network.  The state has the most Interstates that pass through it of any in the nation.  The state also has the Port of Chicago, which connects the Great Lakes to the Mississippi River.  Education plays a part in the economy as it houses what are considered to be ten “National Universities.”  Three rank in the top 100 in the U.S.  Important services that contribute to the economy include financial services, publishing, petroleum and coal.

The income tax system consists of a flat 3% tax on federal adjusted gross income.  That is among the lowest among states that levy individual income tax.  The state’s state/local tax burden is 30th in the nation.  The corporate tax is 7.3% on all corporate income which places it 24th in the nation.  The sales tax is 6.25% which is above the national median of 5.4%.  The sales tax is applied to gasoline purchases.  State and local property taxes are levied with most at the local level.

Illinois is the 5th most populous in the nation with nearly 13 million people.  It is often viewed as a microcosm of the U.S. and based on 21 demographic factors was named the most average state by the Associated Press.  The state is named for the French interpretation of an Algonquian Indian language word meaning “speaks normally”. 

The state has three major geographical regions.  The northern part, which is largely comprised of the Chicago metro area, is plains.  This area has roughly 66% of the state’s population.  Central Illinois is flat prairie and is characterized by agriculture and educational institutions.  Southern Illinois is somewhat warmer than the other two regions and has a more rugged topography and is where oil and coal deposits are found.  The state is considered to have a humid continental climate with hot, humid summers and cool to cold winters.  Normal annual snowfall is over 38 inches in the Chicago area with the southern part of the state receiving an average of 14 inches.  The state averages 50 thunderstorm days which puts it a little above average compared to other states.  The state also has its share of tornado activity with an average of 35 per year.

The racial distribution is 66% White American, 13% Hispanic, 15% African-American, 4% Asian and the rest classified as Other.  Nearly 30% of residents claim a German heritage.  Religiously, Catholics and Protestants are the largest religious groups.  Catholics account for 30% of the population.  The next two largest congregations of nearly equal size are the United Methodist Church and Southern Baptist Convention.

Recreationally, the state hosts almost any sport you prefer.  With the Cubs, Bears, Bulls, Blackhawks and numerous other teams of all levels, sports will always be at your fingertips whether you like it or not.  To go right along with it, popcorn is the state’s official snack food thanks to a rambunctious class of third graders that lobbied the state’s legislature.

Illinois is an interesting state on many levels.  One thing about it, you probably wouldn’t ever be bored unless you wanted to be.  Get on our site at: www.activeadultliving.com and click on llinois to see all the wonderful active adult communities the state offers. 

We are happy to announce that our newsletter will now come to you every other week in our ongoing efforts to get helpful information to you.  Look later this month for an article on Oregon.  As always, we welcome your comments and suggestions.

Dee Chandler
Editor

Our Illinois Realtor Specialist - click banner for web site

 

Since 2005 Huntley Realty has been the leader in our market.  Tom Hall, broker/owner, has been selling in our community for the last 10 years.  No other team of agents has more knowledge of our market.  We are your best choice for real estate in Huntley, Illinois.  Visit our web site or call (630) 728-6051.
 

VILLAS AT FOX RUN, Plainfield IL (Ref IL-Rental001) Deferred purchase program / Rent To Own  Up to 70% of rent applied towards purchase of your new home.  Maintenance-free ranch homes 2 bedrooms, 2 baths, 2 car garages, volume ceilings in a beautiful clubhouse community with amenities.  Located close to Chicago in beautiful Plainfield, IL.  Call Jon for details at (800) 466-4655 email jgertsmeier@wilcoxdevelopment.com.  Epcon Communities, 16651 S. Fox Run Circle, Plainfield 60586
 
VILLAS AT THE SONATAS Woodstock IL (Ref IL-Rental002)  Deferred purchase program / Rent To Own Up to 70% of rent applied towards purchase of your new home.  Maintenance-free ranch homes 2 bedrooms, 2 baths, 2 car garages, volume ceilings in a beautiful clubhouse community with amenities.  Located close to Chicago in charming Woodstock, IL.  Call Jon for details at (800) 466-4655 email jgertsmeier@wilcoxdevelopment.com.  Epcon Communities, 645 Handel Lane, Woodstock 60098 
 

This Community Caught Our Eye!


This Community Caught Our Eye!  As oenophiles (wine lovers) ourselves, when the developer of Montaluce (Georgia) called us, we took a look at their web site - wow, it got our attention!!

"At the heart of the Montaluce Estate and at its highest point, the property boasts a modern 25,000-square foot winery building. Reminiscent of a grand Tuscan villa, with sweeping views of the vineyards and mountains beyond, guests will discover here the Italian ideal of "La Vita Bella," or the beautiful life--centered around food, wine and sharing."

The property boasts a wine university, a culinary arts club, art exhibits and a farmers market.  They even have a harvest festival scheduled featuring an authentic "grape stomping" (just like Lucy).

With Valentine's Day just around the corner, if you're looking for something romantic for your sweetheart, Montaluce offers stays in their "Vigna Vista" cottage which is nestled on a hillside overlooking Montaluce's east Vineyard. Perfect for a romantic getaway!   Visit the web site!
 

\Lisa & Stephan's Pick Communities<

Colorado New Jersey New York Texas
Windsor Gardens Sea Breeze at Lacey Retreat at Airmont Frisco Lakes by Del Webb

Lisa & Stephan's Pick Communities

California California California Arizona
Sun City Palm Desert by Del Webb Sun City Shadow Hills by Del Webb Belcaro Prescott Lakes

Lisa & Stephan's Pick Communities

New Jersey California Arizona Florida
Villages of Flowers Mill Solera at Oak Valley Greens Hassayampa Village La Cresta by Del Webb

Our Colorado Realtor Specialists - click banner for web site

Lisa & Stephan's Pick Communities

Massachusetts Massachusetts Massachusetts Georgia
Great Island by Del Webb Spyglass Landing Seton Highlands Montaluce

Lisa & Stephan's Pick Communities

Florida Connecticut Tennessee New Hampshire
Wellington at Seven Hills Symphony Village at Centreville Fairfield Glade Abbott Village

Our Arizona Realtor Specialist - click banner for web site

Lisa & Stephan's Pick Communities

New Jersey South Carolina New Jersey New Jersey
Mystic Shores Cane Bay Plantation Renaissance at Monroe Regency at Monroe

Lisa & Stephan's Pick Communities

New Jersey New Jersey New Jersey New Jersey
Four Seasons at Manalapan Rossmoor Clearbrook Concordia

Our North Carolina Realtor Specialist - click banner for web site

Creative Buyer's Programs

 
Creative Buyer's Programs.  In today's economy, many developers are utilizing creative ways to attract buyers by making it easier to become an owner. 

One good example is the community of Abbott Village in New Hampshire, which is offering a Lease/Purchase opportunity with closing to take place within 12 months of signed agreement.  Their innovative program includes all utilities, all taxes, plus a portion of rent towards the purchase price and/or closing costs.  Click to see the details.

Similarly, Wilcox Development (an Epcon Communities Builder) offers a deferred purchase program/rent-to-own (with up to 70% of rent being applied towards purchase of the home) at two of its Illinois properties, Villas at Fox Run and Villas at the Sonatas.  Email Jon Gertsmeier for specifics.

Another twist in low cost home ownership is to purchase a home on leased land which reduces the overall purchase price substantially.  Companies such as Equity Lifestyle Properties and Jensen Communities offer the opportunity to purchase a (new or resale) manufactured home on a leased lot within one of their age-restricted or active lifestyle communities.
 

Featured Communities

Florida New Hampshire Texas New Jersey
Lakes of Mount Dora Benjamin Chase Mill Hill Country Retreat by Del Webb Four Seasons at Wayne

Featured Communities

Virginia Virginia Virginia North Carolina
Celebrate by Del Webb Turnberry East Fawn Lake Villas at Deep River Plantation
 
California New Jersey Pennsylvania California
Morgan Creek Golf & Country Club Regency at Washington

 Four Seasons at Farmington

Heritage Oaks
 
Florida New Jersey Colorado Maryland
Solivita Greenbriar at Fox Ridge Beacon Point Maple Ridge at Piney Orchard
 
Maryland Maryland Maryland California
Gatherings at Cedar Ridge Gatherings at Lyndwood Legacy at Eden Brook Pacifica

Our "Choice" Communities

We recently came up with the thought of creating a list of our "50 Choice Communities" selected from communities across the United States.  In compiling the list we took the following factors into consideration as value; location; amenities; construction; low maintenance factor, etc.

We just got started, so please bear with us as we build our list over the course of the upcoming year   Click to see our list . . .

Classified Rentals & Sales

White Township (Belvidere), Warren County NJ Active Adult Community 55+  Single family home, 1835 SQ, 2 B/R, 2 Full Baths, Den/3rd B/R, EIK, Great Room, Formal Living Room & Dining Room, 2 Car Garage, Top of the Line upgrades, Low Taxes, Maintenance Fee $125 monthly includes all lawn maintenance, snow removal, trash collection, clubhouse facilities including exercise room, billiards, library, heated outdoor pool, bocce, tennis courts.  $419,900 Call (908) 475-4608 / (908) 797-1790 4-09
DEL WEBB CAROLINA PRESERVE - New Villa for Rent - Cary NC - Del Webb's 55+ Adult Active Community - Carolina Preserve (Ref NC-Rental001 06-09)  2 bed, office, 2 bath, 2 car garage. Upgraded Kitchen, wood floor, SS appliances, granite countertops, spacious family room, screened porch. 60,000 sq ft wellness center, UNC Medical Staff, pools, exercise rooms, tons of activities, walking trails, close shopping/dining. $1295 per month. Call Lev at (305) 776-1943 Email: benlev35@gmail.com.   More photos
VILLAS AT FOX RUN, Plainfield IL (Ref IL-Rental001) Deferred purchase program / Rent To Own  Up to 70% of rent applied towards purchase of your new home.  Maintenance-free ranch homes 2 bedrooms, 2 baths, 2 car garages, volume ceilings in a beautiful clubhouse community with amenities.  Located close to Chicago in beautiful Plainfield, IL.  Call Jon for details at (800) 466-4655 email jgertsmeier@wilcoxdevelopment.com.  Epcon Communities, 16651 S. Fox Run Circle, Plainfield 60586
VILLAS AT THE SONATAS Woodstock IL (Ref IL-Rental002)  Deferred purchase program / Rent To Own Up to 70% of rent applied towards purchase of your new home.  Maintenance-free ranch homes 2 bedrooms, 2 baths, 2 car garages, volume ceilings in a beautiful clubhouse community with amenities.  Located close to Chicago in charming Woodstock, IL.  Call Jon for details at (800) 466-4655 email jgertsmeier@wilcoxdevelopment.com.  Epcon Communities, 645 Handel Lane, Woodstock 60098 
Grayson Hill 1208 Hyde Lane, Richmond, VA 23229
Visit www.1208HydeLane.com & learn more about this beautiful end unit Victorian townhome. Enjoy 1,952 sq. ft. w/ 3 bedrooms and 2 full & 2 half baths, hardwood floors, 9ft ceilings, granite countertops, gas fireplace, built ins, 2 car garage & more. Offered below appraisal at $387,000. by Renee Sheehy (804) 647-2810 or Email Qsheehy@aol.com.  Eudailey & Co. GMAC Real Estate

Classifieds Section

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Meet the Team

Stephan LaCount
Sales Director
Phone: (866) 778-4816
Fax:  (866) 269-4545
Email:
stephan@activelivingnewsletter.com

1785 E Sahara Avenue
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Las Vegas, NV 89104
 

Dee Chandler, E-Newsletter Editor
Email: 
dee@activelivingnewsletter.com
 

Lisa LaCount, Web Designer
Email: 
lisa@activelivingnewsletter.com
 

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PAST NEWSLETTER ARTICLES
December 2008 - Massachusetts Focus
November 2008 - Nevada Focus
October 2008 - Southern Florida Focus
October 2008 - Retirement Choices
September 2008 - California Focus
August 2008 - Pennsylvania Focus
July 2008 - Virginia Focus
June 2008 - Connecticut Focus
June 2008 - Manufactured Homes Focus
May 2008 - Ohio Focus
April 2008 - Maryland Focus
March 2008 - Arizona Focus
March 2008 - Canada Focus
February 2008 - Colorado Focus
January 2008  - Georgia Focus
December 2007  - Texas Focus
November 2007  - Mexico Focus
October 2007  - Central Florida Focus
September 2007  - Tennessee Focus
August 2007  - Northern California Focus
June 2007  - New Jersey Focus

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